Why Insurance Companies Should Promote and Incentivize High Performance Shock Absorbing Material (HPSAM) in New Structures
Fortifying the Future
High Performance Shock Absorbing Materials (HPSAM), such as ArmorBlock, Amidon Shield, and Amidon eShield from 360 Ballistics, are proven to reduce damage from ballistic threats, blasts, fire, and extreme weather events. While government agencies like FEMA, DHS, and the U.S. State Department use these materials to protect critical operations, the same benefits can dramatically reduce losses for insurers. By encouraging or requiring HPSAM in new construction and retrofits, especially in hurricane, tornado, earthquake, and wildfire-prone regions, insurance providers can lower claims costs, extend the life of insured structures, and provide a measurable return on resilience investments.
The opportunities for strategic integration are clear. HPSAM walls, panels, and barriers can be incorporated into homes, commercial buildings, multi‑family housing, and public facilities in high‑risk areas. For coastal properties, they provide hurricane and storm‑surge debris protection. In tornado zones, they offer near‑absolute resistance to wind‑borne projectiles. In wildfire‑prone regions, they resist ignition and contain fire spread. In seismic zones, their structural integrity minimizes collapse risk. For insurers, this means fewer total losses, reduced payouts, and faster recovery times.
For the insurance industry, every dollar spent on prevention can save many more in claims and recovery. HPSAM offers a clear pathway to reducing catastrophic loss events and strengthening client portfolios in vulnerable regions. Contact 360 Ballistics today at www.360ballistics.com, email info@360ballistics.com, or call (866) 4AM-IDON to learn how incorporating ArmorBlock and Amidon Shield into policy guidelines can create safer structures and lower long‑term risk exposure.